FinanceCalculators
Savings Calculator
See how an initial deposit plus regular contributions grow, with total contributions, interest earned, final balance and a growth chart.
Enter a deposit or regular contribution, an interest rate and a duration to project your savings growth.
How the projection works
Each period your balance earns interest and then your regular contribution is added (an ordinary annuity). Contributions and compounding happen at the same frequency you choose, so the final balance reflects steady, disciplined saving.
Tips for saving
Even small, regular contributions add up thanks to compounding. Try increasing the contribution or the duration to see how much more you could accumulate.
Frequently Asked Questions
Interest is applied first, then the contribution is added at the end of each period.